Plaid Identity Verification vs Sumsub pricing
Both are in identity verification (kyc) apis. Plaid Identity Verification is billed per-event (anti-fraud + data-source checks); Sumsub is billed per verification (from ~$1.35). Numbers below are copied from each vendor's pricing page.
Plaid Identity VerificationFree tier or trial
- Free tier
- First 200 API calls free (Limited Production)
- Billed
- Per-event (anti-fraud + data-source checks)
- Best for
- IDV inside the fintech/data stack
- Verified
- Jun 27, 2026
SumsubFree tier or trial
- Free tier
- 14-day free trial (no permanent free tier)
- Billed
- Per verification (from ~$1.35)
- Best for
- All-in-one KYC/KYB + AML compliance
- Verified
- Jun 27, 2026
Plaid Identity Verification plans
| Plan | Price | What it covers |
|---|---|---|
| IDV Data Source | ~$0.50 / request | Per-request rate for data-source identity verification component (third-party reported). |
| IDV Auto-Fraud Engine | ~$0.55 / request | Per-request rate for the anti-fraud risk-scoring engine component. |
| IDV Document | ~$0.85 / request | Per-request rate for document (ID) verification component. |
| Estimated per completed check | ~$1–2+ / check | Third-party estimate combining components; Plaid does not publish a fixed per-check price. |
| Custom / Enterprise | Contact sales | Volume discounts based on contract length and/or minimum monthly commitment; sandbox access requires sales approval. |
- Opaque pricing: no clean public per-verification rate card; real quotes and sandbox access require sales engagement
- Limited free tier (~200 total free API calls) compared with some competitors
Source: https://plaid.com/pricing/
Sumsub plans
| Plan | Price | What it covers |
|---|---|---|
| Basic | $1.35 / verification | $149/mo minimum. ID Verification, Liveness & Face Match, Email/Phone verification, Sumsub ID, Reusable KYC. Charged only for successful verifications. |
| Compliance | $1.85 / verification | $299/mo minimum. Adds AML Screening, Ongoing AML Monitoring and Proof of Address check on top of all Basic features. |
| Enterprise | Custom | Custom integrations, white-labeling, SSO, reusable KYC, KYB/business verification, priority support and a dedicated customer success manager. |
| Free trial | $0 | 14-day free trial including 50 free verification checks. |
- Monthly minimums ($149–$299) and $1.35–$1.85 per check are expensive for small or low-volume teams
- Multiple customers report sudden, large (reported ~200%) price increases
- Product breadth makes the dashboard/analytics and configuration feel complex to some users
Source: https://sumsub.com/pricing/