Plaid Identity Verification API pricing
IDV bolted onto Plaid's fintech rails, with excellent docs and self-serve sandbox, though IDV is one product within a broader data API.
Free tier or trialBilled per-event (anti-fraud + data-source checks)·Verified Jun 27, 2026
Free tier
First 200 API calls free (Limited Production)
Plans and prices
| Plan | Price | What it covers |
|---|---|---|
| IDV Data Source | ~$0.50 / request | Per-request rate for data-source identity verification component (third-party reported). |
| IDV Auto-Fraud Engine | ~$0.55 / request | Per-request rate for the anti-fraud risk-scoring engine component. |
| IDV Document | ~$0.85 / request | Per-request rate for document (ID) verification component. |
| Estimated per completed check | ~$1–2+ / check | Third-party estimate combining components; Plaid does not publish a fixed per-check price. |
| Custom / Enterprise | Contact sales | Volume discounts based on contract length and/or minimum monthly commitment; sandbox access requires sales approval. |
What to watch for on the bill
- Opaque pricing: no clean public per-verification rate card; real quotes and sandbox access require sales engagement
- Limited free tier (~200 total free API calls) compared with some competitors
The pricing page, as we saw it
Source: https://plaid.com/pricing/. Prices change. Confirm on the vendor page before you commit.
Compare Plaid Identity Verification
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Other Identity Verification (KYC) APIs
Stripe Identity · Persona · Sumsub · Veriff · Onfido (Entrust) · Jumio · Socure