Razorpay API pricing
India's leading developer-friendly gateway with publicly documented APIs, self-serve signup, free tier, and broad SDK/plugin coverage.
Free tier or trialBilled per transaction (~2% + gst)·Verified Jun 27, 2026
Free tier
Free test mode + no monthly fee; ~2% per transaction live
Plans and prices
| Plan | Price | What it covers |
|---|---|---|
| Standard (domestic) | 2% per transaction | Flat 2% + 18% GST on most domestic methods (cards, UPI, netbanking, wallets); charged only on successful transactions, no setup fee or AMC. |
| International Cards | Up to 3% per transaction | Cross-border card payments from overseas customers, plus 18% GST. |
| International Bank Transfers | 1% per transaction | SWIFT/ACH/SEPA/Faster Payments inbound transfers with zero forex markup. |
| UPI QR Codes | 0.99% per transaction | Discounted rate for UPI QR-code collections. |
| Subscriptions | ~0.9-1% add-on | Recurring-billing subscription fee layered on top of the base gateway fee per transaction. |
| Enterprise | Custom | Negotiated pricing for businesses processing above Rs. 5,00,000/month GMV. |
What to watch for on the bill
- Transaction fees viewed as slightly higher than competitors like Cashfree and PayU
- Standard settlement is T+2 (domestic) / T+7 (international); instant settlement costs extra
The pricing page, as we saw it
Source: https://razorpay.com/pricing/. Prices change. Confirm on the vendor page before you commit.